Disclaimer

LendSeek Is Not a Lender

LendSeek is a marketing and referral service for business financing products. We do not originate, underwrite, fund, or service loans, and we do not make credit decisions. All financing is originated and funded by third-party lenders, funding companies, and licensed partners in our network, each of which applies its own underwriting criteria, pricing, and contract terms.

No Guarantee of Approval or Terms

Nothing on this website is a commitment to lend or an offer of credit. Any amount, rate, payment, term, or approval timeline shown on this site is an estimate based on limited information and general market conditions.

• Approval is subject to each lender's eligibility requirements, underwriting review, and verification of the information you provide
• Final amounts, rates, fees, and terms are set by the lender, not by LendSeek, and may differ materially from anything estimated here
• Not all products are available in every state, industry, or business situation
• Funding timelines are typical outcomes, not promises — individual results vary

Calculators, Estimates & Sample Figures

The calculators and sample figures on this site are illustrative tools provided for general planning purposes only. They do not reflect an actual offer, a quote, or the cost of any specific financing product, and they may not account for all fees, prepayment terms, or lender-specific pricing. Do not rely on them as a substitute for the actual disclosures and contract documents provided by a lender.

How Your Information Is Shared

When you submit an application or inquiry, you authorize LendSeek to share the information you provide with our affiliates and with lenders and funding partners in our network so they can evaluate your request and contact you about financing options. Once shared, each partner's own privacy practices govern its use of that information.

For details on what we collect, how we use it, and how to opt out, see our Privacy Policy and Cookie Policy.

Not a Government Agency or Bank

LendSeek is not a government agency and is not affiliated with, endorsed by, or acting on behalf of the U.S. Small Business Administration or any federal, state, or local government program. LendSeek is not a bank, savings and loan, thrift, credit union, payday lender, or mortgage lender. We do not accept deposits, and no product referenced on this site is FDIC or NCUA insured.

Business Purpose Financing Only

The financing products referenced on this site are commercial products intended for business purposes only. They are not consumer loans and are not subject to consumer lending protections such as the Truth in Lending Act. You must be an owner or authorized representative of the business, and at least 18 years old, to apply.

Editorial & Informational Content

Articles, guides, industry pages, rate commentary, and other editorial content on this site are provided for general informational purposes only and are current only as of the date published. Portions of this content are produced with the assistance of automated tools and reviewed for general accuracy, but may not reflect current market conditions or your specific circumstances.

Third-Party Links & Content

This site may link to or reference third-party websites, lenders, tools, and content that LendSeek does not control. We do not validate third-party credentials, endorse their products, or accept responsibility for their content, accuracy, availability, or privacy practices. Any dealings you have with a third party are solely between you and that party.

Your Responsibility Before You Sign

You are responsible for reviewing and verifying the terms of any financing before you accept it. Before signing, confirm the pre-qualification criteria, the total cost of capital, the payment schedule and frequency, any origination or servicing fees, prepayment terms, personal guaranty requirements, and any collateral obligations directly with the funding provider and with your own advisors.

Contact Us

If you have questions about this Disclaimer or our role in the funding process, please contact us: