Funding Products Explained

How each type of business financing works, and when it fits.

Working Capital Loans: How They Work and When to Use One

Working Capital Loans: How They Work and When to Use One

Working capital loans help businesses manage short-term operating needs without giving up ownership. This guide explain…

SBA 504 Loans: Rates, Requirements and When They Make Sense

SBA 504 Loans: Rates, Requirements and When They Make Sense

This guide explains how SBA 504 financing works, what projects qualify, how the bank/CDC/borrower structure affects pri…

Receivables Financing: How It Works

Receivables Financing: How It Works

This guide explains receivables financing in plain English: what it is, how funding and repayment work, what it costs, …

Business Debt Consolidation: How Does It Work?

Business Debt Consolidation: How Does It Work?

Business debt consolidation can reduce payment frequency, improve cash-flow visibility, and simplify repayment. But it …

Can You Use a Business Loan to Buy Inventory Before Peak Season? Inventory Financing Explained

Can You Use a Business Loan to Buy Inventory Before Peak Season? Inventory Financing Explained

Seasonal ecommerce and retail businesses often use inventory financing, term loans, or lines of credit to stock up befo…

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