It's a stable flexible way to get more working capital, grow your business, and build your credit.
A business line of credit isn’t just a safety net – it’s also one of the most flexible forms of financing. You can use it for just about any small business need: buying equipment, hiring staff, increasing inventory, adding a second location, paying invoices, installing a cappuccino machine, and more. And because a line of credit is revolving, you can use it as many times as you want. As soon as you repay what you’ve used, those funds become available to you again.
A line of credit is there if you need it, but you are under no obligation to use it. When you do, you can use it to cover almost any small business need. Plus, you only pay interest on the funds you use, not the full amount. In other words, it's as flexible as you want it to be.
To get your business line of credit, you'll typically need to be in business at least 6 months and have $50,000 or more in annual revenue. You'll also need a credit score of 560 or higher. Your lender may ask you to make a personal guarantee, which is an agreement that the lender may be able to levy personal assets such as a car, house, or bank account if you default on the line of credit.
A line of credit is a versatile and valuable financial tool that provides individuals and businesses with a predetermined credit limit from which they can borrow funds as needed. It functions like a revolving credit account, offering flexibility and convenience for managing various financial needs.
Secure the capital you need based on cash flow — without having to pledge any type of asset or collateral.
Capital can be used to fund a variety of business needs from everyday operations to securing growth opportunities.
Idea when you cash fast, you can be approved in a little as 6 hours and funding in about 48 hours.
Clients who shorten payment cycles are eligible for an early payoff incentive to help fund what’s next.
Easily access your pre-approvals with us. A central hub for all your business needs.
Barry M.
Money was available quick. Cory was very helpful and communicated with us thru the process. Great place to get quick money if you are in need.
Andy T.
Johnny was an absolute pleasure to work with! He was always available and quick to respond. It was a seamless experience and they truly exceeded my expectations. Five stars across the board!
Lou S.
William was fantastic he started processing things and finished things very rapidly. To our satisfaction and helped out our company greatly
Stuart L.
Nick was great to work with. Very responsive and made the process easy and manageable. Highly recommend Nick and LendSeek. Just did my 4th deal with Nick today. Great rates and great communication.
Steve J.
The transaction was fast and seamless. Manny was a pleasure to work with. His communication was top notch. He was promptly responsive to all of our questions with immediate return phone calls and emails and made the entire process user friendly and easy to understand
Peter P.
Gary was super helpful throughout the whole process. He took quality time with us waiting for us to make up our mind on which option to take. Funding was quick and easy and funding was quick and easy.
There are two ways to obtain smart financing quickly: the LendSeek method and every other method. We have faith in both your small business and our strategy. No nonsense. No surprises. Just expert guidance from beginning to end.
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