It's a stable flexible way to get more working capital, grow your business, and build your credit.
A Business Cash Advance is an advance on the future sales of a given business. An MCA is an option for those businesses with less than ideal credit but who maintain healthy bank balances. Typically the approval process for an MCA is faster with a higher approval rate then it is for a business term or working capital loan. The product is geared for businesses that experience seasonal dips in their sales cycle or face cash flow issues for any reason.
A Business Cash Advance offers one of the swiftest methods of funding because you are borrowing against your business’s future earnings. Unlike other Business Term Loans, a cash advance typically does not require collateral for the loan to be awarded. All this means you can receive your cash advance in as little as 24 hours.
Qualifying for a cash advance, like the funding itself, is often fast and easy. Due to the nature and terms of the loan, the requirements for a business cash advance are typically pretty lenient.
Securing an affordable factor rate will reduce the cost of capital on your Business Cash Advance. The first step toward securing the optimum cost of capital on your Business Cash Advance is to determine how much capital you need. Borrowing too much can increase the cost of repayment and borrowing too little can leave you in the financial pickle you’re trying to get out of. To avoid both of those scenarios, our dedicated funding managers will walk you through your options and compare your offers to help you choose a business cash advance deal that fits your needs and budget.
Secure the capital you need based on cash flow — without having to pledge any type of asset or collateral.
Capital can be used to fund a variety of business needs from everyday operations to securing growth opportunities.
Idea when you cash fast, you can be approved in a little as 6 hours and funding in about 48 hours.
Clients who shorten payment cycles are eligible for an early payoff incentive to help fund what’s next.
Easily access your pre-approvals with us. A central hub for all your business needs.
Barry M.
Money was available quick. Cory was very helpful and communicated with us thru the process. Great place to get quick money if you are in need.
Andy T.
Johnny was an absolute pleasure to work with! He was always available and quick to respond. It was a seamless experience and they truly exceeded my expectations. Five stars across the board!
Lou S.
William was fantastic he started processing things and finished things very rapidly. To our satisfaction and helped out our company greatly
Stuart L.
Nick was great to work with. Very responsive and made the process easy and manageable. Highly recommend Nick and LendSeek. Just did my 4th deal with Nick today. Great rates and great communication.
Steve J.
The transaction was fast and seamless. Manny was a pleasure to work with. His communication was top notch. He was promptly responsive to all of our questions with immediate return phone calls and emails and made the entire process user friendly and easy to understand
Peter P.
Gary was super helpful throughout the whole process. He took quality time with us waiting for us to make up our mind on which option to take. Funding was quick and easy and funding was quick and easy.
There are two ways to obtain smart financing quickly: the LendSeek method and every other method. We have faith in both your small business and our strategy. No nonsense. No surprises. Just expert guidance from beginning to end.
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