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Business Loan Calculator

Use our small business loan calculator to estimate your monthly payments and interest based on the loan term and APR.

Let's See If You're Qualified
Submit your application for free to see how much you qualify for. It only takes a few minutes.
  • 1 year in business
  • $10K+ in monthly revenue
  • 525 FICO score
Payment Breakdown
*The pre-set values are estimates of what you might expect from a loan of this nature, and are for illustrative purposes. The definitive interest rate and terms of any loan offer will be based on your individual qualifications.

How to use the small business loan calculator

The small business loan calculator helps you estimate the monthly payments and total interest cost of a loan based on the loan amount, interest rate, and term length. Simply input your loan details, and the calculator will provide you with an amortization schedule and a breakdown of your payments.

  • Simple and easy to use
  • No long applications
  • No fees anywhere

What is APR, and how is it determined?

APR (Annual Percentage Rate) represents the total cost of borrowing on an annual basis, including interest and any fees associated with the loan. It's calculated by taking into account the interest rate, loan term, and any additional fees or charges. The APR provides a more accurate picture of the true cost of a loan compared to the interest rate alone.

Can I use the loan calculator to compare different loan offers?

Yes, you can use the small business loan calculator to compare different loan offers. By inputting the loan amounts, interest rates, and terms for each offer, you can see how the monthly payments and total interest costs differ. This can help you make an informed decision about which loan is most cost-effective for your business needs.

What factors should I consider when choosing a loan term for my small business?

When choosing a loan term for your small business, consider factors such as your monthly cash flow, the total interest cost over the life of the loan, and your long-term financial goals. A shorter loan term will result in higher monthly payments but lower total interest costs, while a longer term will have lower monthly payments but higher total interest costs. It's important to balance these factors to choose a term that aligns with your business's financial situation and objectives.

The one spot for all funding needs. All of them.

We fund nearly all industries in the market. Whether you're looking for fast capital for marketing or payroll, or even inventory or machinery, our marketplace can get you funded within the next 24 hours. No fees, no restrictions, and no collaterals.

Your custom tailored solutions

Easily access your pre-approvals with us. A central hub for all your business needs.

Same-day funding
With LendSeek, you could get funds in your bank account by 5:00 pm the same day.*
Pre-payment benefits
Pay your loan off early in full and have all remaining interest waived without any penalty or fee.*
Build business credit
Help build your business's credit by making on-time payments, which we report to bureaus.
Predictable, fixed payments
Pay the same amount on time, so you can manage your cash flow with no surprises or large costs up front.

Listen to what other Business Owners have to say

Barry M.

Money was available quick

Money was available quick. Cory was very helpful and communicated with us thru the process. Great place to get quick money if you are in need.

2 days ago

Andy T.

Super easy experience

Johnny was an absolute pleasure to work with! He was always available and quick to respond. It was a seamless experience and they truly exceeded my expectations. Five stars across the board!

7 days ago

Lou S.

Exceeded my expectations

William was fantastic he started processing things and finished things very rapidly. To our satisfaction and helped out our company greatly

Last week

Stuart L.

Saved my business

Nick was great to work with. Very responsive and made the process easy and manageable. Highly recommend Nick and LendSeek. Just did my 4th deal with Nick today. Great rates and great communication.

2 days ago

Steve J.

Hassle-free process

The transaction was fast and seamless. Manny was a pleasure to work with. His communication was top notch. He was promptly responsive to all of our questions with immediate return phone calls and emails and made the entire process user friendly and easy to understand

4 days ago

Peter P.

One word. Amazing.

Gary was super helpful throughout the whole process. He took quality time with us waiting for us to make up our mind on which option to take. Funding was quick and easy and funding was quick and easy.


Funds to Fuel Anything

Don't Wait - Get Funded Today

There are two ways to obtain smart financing quickly: the LendSeek method and every other method. We have faith in both your small business and our strategy. No nonsense. No surprises. Just expert guidance from beginning to end.

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